TY  - JOUR
T1  - Exploring Transaction Security on Consumers’ Willingness to Use Mobile Payment by Using the Technology Acceptance Model
A1  - Tsai, Shuo-Chang
A1  - Chen, Chih-Hsien
A1  - Shih, Keng-Chang
Y1  - 2022///
KW  - Taiwan
KW  - mobile payment
KW  - structural
KW  - structural equation method
KW  - technology acceptance model
KW  - transaction security
JF  - Applied System Innovation
VL  - 5
IS  - 6
SP  - 113
EP  - 113
DO  - 10.3390/asi5060113
L1  - file:///E:/jurnal/2023/j of economics and business/paper/Shuo 2022 Exploring_Transaction_Security.pdf
N2  - In recent years, with the increase in Fintech innovation, mobile payment has played an important role. This research utilizes Davis’s (1989) technology acceptance model with the structural equation method to investigate factors affecting consumers’ willingness to use mobile payment. The study found that perceived ease of use and perceived usefulness have a significant positive impact on consumer’s adoption of mobile payments. In addition, from empirical research on the mediating effect of transaction security on attitudes toward using it and behavioral intention to use, the study found that transaction security has a significant mediating effect, and empirical data shows that transaction security can strengthen consumers’ behavior towards using mobile payment intention, this also explained why the penetration rate of mobile payments in developed countries is lower than in developing countries. In summary, to encourage consumers to willingly use the new mobile payment tool, in addition to making the tool easy to use and useful, it is crucial that transaction security can assure consumers’ willingness to use mobile payment.
ER  -