TY - JOUR T1 - Sustaining Consumer E-Commerce Adoption in Sub-Saharan Africa: Do Trust and Payment Method Matter? A1 - Amofah, Dennis Owusu A1 - Chai, Junwu Y1 - 2022/// KW - Ghana KW - Structural Equation Modelling KW - Sub-Saharan Africa KW - UTAUT KW - e-commerce adoption KW - trust JF - Sustainability (Switzerland) VL - 14 IS - 14 SP - 1 EP - 21 DO - 10.3390/su14148466 L1 - file:///E:/jurnal/2023/j of economics and business/paper/Amofah 2022 Sustaining_Consumer_E-Commerce.pdf N2 - The long-term sustainability of e-commerce usage for improving quality of life is dependent on several factors. Presently, trust and payment methods have emerged as critical factors influencing e-commerce adoption. Consequently, this study investigates the UTAUT determinants of consumer e-commerce adoption in Ghana by focusing on the mediating and moderating roles of trust and payment method. The study employs the Partial Least Square Structural Equation Model (PLS-SEM) to estimate the survey response of 535 purposively selected respondents from six regions in Ghana. The results corroborate a direct relationship between the UTAUT variables and e-commerce adoption. However, the payment method suggests no moderating effect on trust and e-commerce adoption connection. Nevertheless, trust significantly mediates the UTAUT variables and e-commerce adoption. Finally, the mediation was highest between social influence and trust but lowest between effort expectancy and trust. This challenges practitioners and managers of e-commerce platforms to consider the mediating role of trust to improve adoption and the sustainable usage of e-commerce. ER -